Why a Merchant Cash Advance is Better Than a Business Loan

What is the difference between a merchant cash advance and an ordinary business loan? As this informative video explains, in a merchant cash advance, the merchant is selling a certain percentage of his future revenues to the cash advance provider. The provider will simply take a small amount of the merchant’s revenue on a regular basis until the total amount of money is paid back. However, the merchant does not personally guarantee that the lender will get all of their money back, as is the case with a business loan. Merchant cash advances are much faster and easier to obtain than business loans, and you do not have to provide as much information in order to get one. To learn more about how a merchant cash advance could help your New York business, watch the full video.

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